Our Privacy Policy

Summary

We understand and appreciate that your privacy is important. This web page describes the types of personal information we receive and collect when you use Debt Challenges to Wealth, including some of the steps we take to protect information. We trust this will help you make an informed decision about sharing personal information with us. Debt Challenges to Wealth makes every effort to uphold the highest standards of respectability, honesty and integrity in all our operations. We are also committed to safeguarding our consumers' and online visitors' privacy on our website.

Personal Information

Debt Challenges to Wealth collects personal information from the visitors to our website on a voluntary basis only. These may include name, postal address, email address, company name and telephone number. We collect this only if you request information from us, participate in a contest or sweepstakes, and sign up to join our email list or request for a newsletter or some other service from us. These are internally reviewed, used to improve the content of our website, notify our visitors of updates, and respond to visitor inquiries. Once information is reviewed, it is discarded or stored in our files. If we make material changes in the collection of personally identifiable information we will inform you by placing a notice on our site. Personal information received from any visitor will be used for internal purposes only and will not be sold or provided to third parties. Use of Cookies

We may use cookies to help you personalize your online experience. Cookies are identifiers that are transferred to your computer's hard drive through your Web browser to enable our systems to recognize your browser. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize the sites pages, or register with any of our site's services, a cookie enables Debt Challenges to Wealth to recall your specific information on subsequent visits. You have the ability to accept or decline cookies by modifying your Web browser; however, if you choose to decline cookies, you may not be able to fully experience the interactive features of the site. Children's Online Privacy Protection Act This website is directed to adults; it is not directed to children under the age of 13. We operate our site in compliance with the Children's Online Privacy Protection Act, and will not knowingly collect or use personal information from anyone under 13 years of age.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, you may find some information from the Network Advertising Initiative.

Non-Personal Information

In some cases, we may collect information about you that is not personally identifiable. We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. The information collected is used solely for internal review and not shared with other organizations for commercial purposes.

Release of Information

If Debt Challenges to Wealth is sold, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale in order that the service being provided to you may continue. In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make of us.

How You Can Correct or Remove Information

We provide this privacy policy as a statement to you of our commitment to protect your personal information. If you have submitted personal information through our website and would like that information deleted from our records or would like to update or correct that information, please let us know through our Contact Us page.

Updates and Effective Date

Debt Challenges to Wealth reserves the right to make changes in this policy. If there is a material change in our privacy practices, we will indicate on our site that our privacy practices have changed and provide a link to the new privacy policy. We encourage you to periodically review this policy so that you will know what information we collect and how we use it.

Agreeing to Terms

If you do not agree to Debt Challenges to Wealth's Privacy Policy as posted here on this website, please do not use this site or any services offered by this site. Your use of this site indicates acceptance of this privacy policy. All websites should have a Privacy Policy such as this one.

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